| FACTS |
WHAT DOES GOTHENBURG STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
Rev, 06/2010 |
| Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and income
- account balances and credit scores
- credit history and account transactions
|
|
| How? |
All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers'
personal information; the reasons Gothenburg State Bank chooses to share; and whether you can
limit this sharing. |
| Reasons we can share your personal information |
Does Prairie State Bank & Trust share? |
Can you limit this sharing? |
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes —
to offer our products and services to you
|
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
For our affiliates’ everyday business purposes —
information about your transactions and experiences |
No |
We don't share |
For our affiliates’ everyday business purposes —
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Who we are |
| Who is providing this notice? |
Gothenburg State Bank and Brady Branch |
What we do |
| ow does Gothenburg State Bank
protect my personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and
buildings.
We strongly urge you not to e-mail confidential information to us
other than throuzh the bank's secure website.
|
| How does Gothenburg State Bank
collect my personal information? |
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- provide account information
|
| Why can't Ilimit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes -
information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
|
| What happens when Ilimit sharing for
an account I hold jointly with someone
else? |
Your choices will apply to everyone on youraccount. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
- Investment Service Center
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Club account products and services
|
| Other Important Information |
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